About Our Dealership

Used Commerical Vehicle Dealership in Bellflower, CA

Changing The Stereotype In Auto Buying!


We are Driving Happiness! Our Number One Goal here at Cash or Finance Auto is to make sure you leave with a smile on your face whether you purchase a vehicle from us or not.

We opened Cash or Finance Auto with the goal of changing the stereotype in Auto-buying one customer at a time. Planet Cars,inc. dba Cash or Finance Auto opened its first location in the city of Bellflower, CA in March of 1999. Twenty years and 15,000+ customers later we are still doing it. We are not the typical used car dealer; we strive to provide customers with a more laid-back car shopping experience that is both free from stress and pressure. You will feel it in the atmosphere as soon as you arrive, and you will see it in the high-quality hand-picked inventory we carry. We pride ourselves on providing an awesome customer experience. So Be Happy Buying Your Next Car at Cash or Finance Auto!

Every dealership claims that they offer great customer service, but we back it up and can prove it. We are the Highest Rated Pre-Owned Car Dealer in Los Angeles, CA with a Five Star Google Review rating and superior financing. If you have ever been let down by a used car dealership before, we understand. We are here to pick you back up.

With Access to over 200 vehicles available, we truly have something for everyone; cars, trucks, SUVs, cargo vans, commercial vehicles! We have the luxury cars and the sports cars that you have been looking for, the reliable family cars you need, and the trucks to get the job done. We have vehicles for any budget and lifestyle. When you purchase a Cash or Finance Auto Pre Owned vehicle, you get a vehicle that you will be proud to drive.

At Cash or Finance Auto, we research and inspect well over 400 vehicles each and every week, and buy less than 5% of them due to our strict quality standards. We carry a truly handpicked inventory. We believe in every vehicle that we have on our lot so much that we’ve put the CARFAX report right on the vehicle.

We are not looking to sell you anything but the best and most reliable used cars in California. Don’t forget that we also buy cars at competitive rates and we use Kelley Blue Book to Appraise all vehicles, so if you are looking to sell a vehicle, even if it is not in trade, we would love the opportunity to provide a free appraisal for you in 20 minutes or less. Now you do not have to worry about whether you got the right price because you will know it, and you will have it in writing. This transparency is part of what makes us such a unique place to trade or sell your current vehicle and purchase your new vehicle.

Not only does Cash or Finance make the buying experience great; but, the best advantage of buying a pre-owned vehicle at our dealership is the FINANCING. Our Finance Manager has over 30 years experience and can get the job done. We are confident that we can get you financed – all we need to make it happen is you. No Credit, Bad Credit, First Time Buyer, Bankruptcy, Judgements: we can still get you financed. We also offer some of the best rates in the market for Excellent Credit customers and we never say no to CASH – its in our name “Cash or Finance”.

More Guarantees


We want our customer to have the vehicle of their choice inspected by a mechanic of prior to purchase,on or off our lot. We will pay $50.00 to the mechanic you have chosen to help cover the costs of an inspection.

Should you become dissatisfied with your purchase at Cash or Finance, please note that it is our policy to allow you to return the vehicle through an exchange program with another vehicle currently available for sale on our lot within one week of purchase. This offer is valid provided you have not driven the vehicle more than 500 miles. This is not a return policy; it is an exchange policy and is limited to one exchange. You agree that should you choose to exchange your vehicle, pursuant to our policy, if the replacement vehicle’s price exceeds the price of the vehicle you will be responsible for the difference. Alternatively, if the replacement vehicle’s price is less than the price of your purchased vehicle,you will be provided with a refund equal to the difference in price.